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Terms & Conditions

Coaches and Advisors Terms and Conditions

Psychic Heroes is a website for professional online advice and consultation services. The site is owned and managed by Expert Corporation. This terms and conditions is an agreement between the site owners and the Advisors. By filling up and submitting the Advisors registration form, you are agreeing to follow all the rules stated in this terms and conditions.

You are therefore agreeing to the site’s Terms and Conditions upon registration. You are also agreeing that you are a site member and that the Member’s terms and conditions apply to you as well. You are also attesting that upon using this service, you are at least 18 years old and legally able to enter into a contract. If you do not agree to any of the sections in this agreement, do not fill up and do not submit the Advisor registration.

1. Scope

As you start utilizing Psychic Heroes website, read the whole User Agreement, relevant terms and all related information.

You need to read and accept all of the terms of this User Agreement, the Psychic Heroes Privacy Policy and all website policies. You confirm that this User Agreement will relate to whenever you use the Psychic Heroes website, services provided and any products we make accessible to interact with the Psychic Heroes website.

2. Nature of Service

All of the interpretation, testimonials of view and endorsements we provide here by the site, users, advisors and us contain only general advice. Those statements, views, opinions and recommendations have been prepared without taking into account your personal situation, your personal specifics, financial position, environment or needs. Before you act on the general advice provided, please consider whether it is appropriate for your personal or individual circumstances.

By using our Products and Services provided by the site, users, advisors and us, you explicitly come to an agreement that Psychic Heroes are not, in any way, providing personal advice, recommendation or guidance. You also agree that any of the advice provided anywhere on the site, by the site, users, advisors and us, is not taking into attention your particular settings, aims or requirements.

Psychic Heroes does not warrant the completeness or accuracy of the advice provided by us, our advisors or users or its usefulness for any particular purpose. Unless required by law, Psychic Heroes are not making any promises or warranties except that Psychic Heroes will do our best to provide interesting and helpful information, education, and entertainment. All information provided on this website to be used on an “as is, with all faults” basis.

When permitted by law, Psychic Heroes, and Psychic Heroes’ suppliers and distributors, will not be responsible for lost profits, revenues, or data, financial losses or indirect, special, consequential, exemplary, or punitive damages.

To the extent permitted by law, the total liability of Psychic Heroes, and its suppliers and distributors, for any claims under these terms, including for any implied warranties, is limited to the amount you paid us to use the services (or, if we choose, to supplying you the services again).

In all cases, Psychic Heroes, and its suppliers and distributors will not be liable for any loss or damage that is not reasonably foreseeable. On the assumption that the law applicable does not allow limitation of liability, then, the maximum liability of Expert Corporation is up to the extent of money paid by the Advisor to the site operators within the last 6 months before the date of claim or $100 whichever smaller. Expert Corporation is not liable to any of the members that an Advisor goes into a transaction with, and you as an Advisor agree to that fully.

3. Not Party to the transaction

The Psychic Heroes website is a place wherein Advisors or Coaches can provide advice and consultations services to members for a fee. The site, however, maintains that there is no warranty on the services provided by the advisors to the members. The communication between the Advisor and the member is between the two parties and Expert Corporation is not involved in the transaction. Expert Corporation is not, in any way, party to any transaction of users of the site. The corporation assumes no responsibility for the Advisors service to the member. Furthermore, the Corporation encourages the Advisor to check on the member’s profile and account truthfulness before entering into a transaction with them.

4. Advisor Warranties and Representations

Always and at all times, you as an Advisor must embody only what you possess in terms of skills, qualifications, credentials and expertise in your specific field. You will represent your skills, qualifications, credentials and expertise in a correct, honest, true and authentic manner. You will preserve your good reputation at all times, whatever the situation may bring.

  1. Unless you are a licensed attorney, licensed psychiatrist or a certified medical doctor, you as an Advisor will not recommend medical or legal advice to the member. You will however advice the member to seek medical advice or legal advice if the need is imminent;
  2. You as an Advisor will not directly advice or assist the member in any type of investment transaction. You will not advice regarding lottery winnings – providing numbers and assuring success and the likes;
  3. If you are a licensed medical doctor or a mental health physician, you will inform the member that your advices are purely for informational and entertainment purposes only. You will not provide consultations which may require face-to-face check up with a medical physician. If there is an emergency at the part of the member, you will tell member to contact 911 immediately. Your advices are for non-emergency purposes only;
  4. You as an Advisor will agree on the following:
  5. You will not provide any medical advice whatsoever;
  6. You will not prescribe medicine to the member;
  7. You will not diagnose an illness of the member and endorse a treatment for such illness;
  8. You will always keep in mind those members who require medical attention and physical checkup immediately must be encouraged to do so;
  9. You will be open to the member and tell him or her that your advice is not the substitute for a medical examination;

5. Conduct as an Advisor

You as an Advisor will agree that you:

  • will not infringe upon or misappropriate any copyright, patent, pattern, trademark, trade secret, or other intellectual property right or proprietary right or right of publicity or privacy of any person;
  • will not violate any law or regulation;
  • will not be defamatory or trade libelous;
  • will not be obscene or contain child pornography;
  • will not contain the development, design, manufacture or production of missiles, or nuclear, chemical or biological weapons
  • will not contain material linked to terrorist activities
  • will not include incomplete, false or inaccurate information about User or any other individual; and
  • will not contain any viruses or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.
  • That you are 18 years old and above, legally able to enter into an agreement
  • That you are solely responsible for all posts and advices that you provide to the member
  • That you will indemnify Expert Corporation of any losses or damages incurred in any of your transactions with members
  • That you will check on the validity of the member you will be transacting with
  • That you agree on the pricing or the fees (50% of the total consultation fee will go to you, the Advisor and 50% will go to the site operators)
  • That you will represent your skills and qualifications truthfully
  • That you will not misrepresent yourself
  • That all contacts and communications between you, the Advisor, and the member will happen only on the site
  • That you will never exchange personal information (billing address, telephone number, cellphone number and the likes) with any of the members
  • That you will not circumvent or otherwise unethically boost your member ratings
  • That you will not disrupt company servers or attempt unauthorized access on the website. The Advisor also agrees that he or she will not provide viruses, spam mails, junk mails, copyright infringement, advertisements, or any type of unlawful materials of all kinds.
  • Communication between Advisor and member may include transfer of files. This is allowed provided the Advisor is to bear all damages if the file is corrupt or with a virus. Advisor must practice extreme caution.
  • Stalking or harassing a member is against the law.
  • Expert Corporation reserves the right to check on the Advisor’s details. The corporation also reserves the right to remove or refuse posts by the Advisors if it is in any way a violation to the rules. The Advisor is solely responsible for all his or her posts and communications on the site.

6. Fees

The site operators are exercising all efforts to process the member’s credit card or PayPal account with the utmost care. The Advisor will receive their professional fees once their selected the appropriate option for withdrawal on the site. Processing times will be displayed at the time of withdrawal.

  • Chat consultations: 50% to the Advisor and 50% to the site operators.

If there will be other fees to be deducted in the future, the Advisor will be notified by the site operators immediately. Should there be changes in fees, the change will be notified on the site and Advisor agrees to the change from the date of their first login on or after the date of the change.

7. Communication between Advisor and Member

  • Psychic Heroes website is a tool wherein members and Advisors who are currently registered in the site can enter into a transaction with each other and have personal and private communication. The Advisor has a set of qualified skills as represented. He or she will then give advices according to his or her qualification to a member who seeks for that specific service.
  • The site operators cannot screen the private sessions of the Advisors with the members at all times but the site operators will monitor all posts and comments when posted in the site especially pertaining to technical support.

8. Third Party Links

  • There will be links all over the website which is not part of the Psychic Heroes site. The Advisor agrees that Expert Corporation has no control over the content and is not responsible for the content of the sites that the link is pointing to.

9. Account Termination by an Advisor

A notice is required from an Advisor who wishes to terminate his account with Psychic Heroes. His notice must be sent thru fax or registered mail. Email is not valid and will not be accepted. Your personal account will be removed by the site operators within 30 days from notice. You can also deactivate your own account. Up until the termination of your account, all provisions in this agreement will stay in full effect.

10. Intellectual Property of the Corporation

The site contains intellectual property owned by Expert Corporation or its affiliates. The Advisor is not granted to use any of these intellectual properties at any event. The Advisor is also not allowed to assign, transfer or sell his membership account. The site and everything in it, including what the Advisors write, post or transfer within it, is owned by Expert Corporation.

11. Privacy

Your privacy is of utmost importance to us. Any of your personal details will only be used by us in accordance with our Privacy Policy. If you do not agree with this policy in any way please refrain from using our services.

12. Limitation of Liability

Under no circumstances shall we be liable for:

  1. any unintended, consequential, distinctive or related damages that might arise;
  2. any damage to business, income, or profits (whether indirect or direct) that might be experienced by you;
  3. any damage, claim, or loss which might be sustained by you as a consequence of any of your dealings concerning the website.

The limits on our accountability to you will be effective if we or not, staff, our affiliates, our related entities or anyone else connected with us have been counselled of the likelihood of such damages or costs arising.

Nothing in scope of this User Agreement is envisioned to exclude or limit any liability where and to the degree that appropriate law disallows such rejection or restraint.

13. Liability for our Services




14. Jurisdiction Limitations

In case any law or jurisdiction prohibits limitations outlined in this agreement or sets limits to these limitations, we reserve the right to request limitations to the maximum extend permit table by these laws.

15. Law and Forum For Legal Disputes

This Agreement will be governed in all respects by the laws of New York. If a dispute cannot be resolved then you and Psychic Heroes irrevocably submit to the exclusive jurisdiction of the courts of New York.

16. Severability

The inaccuracy of any part of this agreement will not and shall not be thought to affect the legitimacy of any other part. In the event that any provision of this agreement is held to be invalid, the parties agree that the left over provisions shall be considered to be in full force and effect as if they had been executed by both parties subsequent to the expungement of the invalid provision

17. Interpretation

Titles are for reference purposes only and in no way limit, define, describe or construe the range or degree of such section.

18. Fees And Services

Regarding coupons and promotions, the split is 50% for experts and 50% to the website as the fee. If you don't agree with the promotion (and split), please do not use this platform anymore. By continue, you are agreeing to new terms and conditions
We charge fees for certain services, which we may change from time to time and will update you by placing on our Website. We may choose to temporarily change the fees for our services for promotional events (for example, discounts on memberships) or new services, and such changes are effective when we post the temporary promotional event or new service on the Websites.

19. Expert Fees

Unless otherwise confirmed in writing, customers, advisors, and users of the website agree and undertake not to charge fee higher than $5 with complimentary 3 minutes is to be given by the advisor.